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We get it. Times are tough. Some people are struggling to pay bills while still needing to put food on the table. While we don’t condone splurging on unnecessary items that require making payments, we do understand that some people’s income has dropped but their lifestyle has not. Therefore we found the best online sites that offer deferred billing or installment payments so you can buy now and pay later when the economy has opened back up.
All of the following online stores and sites that payment plans. They are listed in alphabetical order as we recommend them all.
Auto Anything sells car parts and accessories for all makes and models of automobiles. Whether you need to fix up a unbroken down vehicle or are restoring a classic car, you can finance your auto part purchases. Simply click the “Buy Now, Pay Later with Affirm” banner on the homepage to get pre-qualified to make easy monthly payments over 3, 6 or 12 months with no hidden fees. Shop AutoAnything.com now!
Credible compares personal loan rates from multiple vendors so you can get the best interest rate on an unsecured personal loan (which means you don’t need collateral such as a house or car). You can request a loan amount for any amount ranging from $1000 to $100, 000 and get pre-qualified in two minutes. You can then use that loan for anything your heart desires from debt consolidation to credit card refinancing, wedding expenses, home improvement, car financing or even a vacation and make monthly payments to pay it off. Credible is free to use, and checking your rates will not affect your credit whatsoever. They even offer a “Best Rate Guarantee” where they will give you $200 if you find a better rate! Check out Credible.com now!
Having a Kohl’s Charge Card not only allows you to buy now, pay later, but you’ll also be entitled to extra savings on your purchases. Take an extra 35% off your first Kohl’s Charge purchase, another 15% off when your card arrives in the mail, and you can combine your Kohl’s Cash with your Kohl’s Charge discounts. Plus card holders receive exclusive discounts available only to cardholders. Apply for a Kohl’s Charge Card now!
Montgomery Ward is a well known household department store that sells almost name brand anything and everything you’d want from home solutions to personal care to furniture to appliances. You can buy now, pay later with low monthly payments as low as $10 per month that make shopping easier. Start Shopping at Wards.com now!
QVC offers Easy Pay every day on everything! How does it work? Shop now. Order ships right away. Pay off over time in monthly installments with 0% interest, no extra charges and no hidden fees. Click here for more info.
You can get a new smile in 6 months with the Smile Direct Club Clear Aligners when you wear them 22 per day. Or if you only want to wear them at night, they offer Nighttime Clear Aligners that you wear for 10 months. Both treatment options are $1895, and they offer SmilePay which is a convenient monthly payment plan. You simply pay $250 as a down payment and then $85 per month for 24 months (this can be charged to your debit or credit card or even an HSA or FSA). There are no forms to fill it out, no credit checks and no early payoff penalties.
Take their free 30-second Smile Assessment to see if you’re a candidate. Then order a risk-free at-home impression kit.. A licensed dentist will assess your smile and then determine if SmileDirectClub aligners are right for you. If they are not, the cost of your impression kit is fully refunded. Visit SmileDirectClub.com for more info.
Having a Target RedCard offers many perks including:
- 5% off every purchase online and in store
- Free Shipping on most items at Target.com
- Exclusive offers such as special items and gifts
- An additional 30 days for returns and exchanges
You can choose from a Target RedCard Mastercard credit card and/or Target RedCard debit card that is linked to your checking account. And yes, you can have both their credit card and debit card. Apply for a Target RedCard today!
We will update this post as we find and recommend more stores that offer financing. Are we missing any stores that you recommend? If so, please contact us or leave us a comment.
Tags: buy now pay later, credible, deferred billing, financing, installment billing, payments